Green Dot

Editor's Review

Green Dot is your go-to financial technology and bank holding company, dedicated to empowering individuals and businesses with seamless, affordable, and confident banking solutions. 🏦 With a track record of managing over 80 million accounts to date, Green Dot offers a comprehensive suite of features across its collection of cards. 💳

Enjoy the convenience of getting your pay up to 2 days early and government benefits up to 4 days early with early direct deposit.¹ Send money and pay bills effortlessly, and deposit cash using the app. Plus, there's no minimum balance requirement! 🎉

Select Green Dot cards come with additional perks such as access to a free ATM network (limits apply⁷), overdraft protection up to $200 with eligible direct deposits and opt-in², and the opportunity to earn 2% cash back on online and mobile purchases.⁵ Save money in the Green Dot High-Yield Savings Account and earn 2.00% Annual Percentage Yield (APY) on savings up to a $10,000 balance!⁶

The Green Dot app offers the most convenient way to manage your account. Activate a new card, view your balance and transaction history, lock/unlock your account, and deposit checks from your mobile phone.⁸ It also works seamlessly with mobile payment options, including Apple Pay. Set up account alerts and access chat customer support for any assistance you may need. 📱💬

Visit GreenDot.com to learn more and discover how Green Dot can simplify your financial life. 🌐

Please note that Green Dot cards are not gift cards and require users to be 18 or older to purchase. Activation necessitates online access, a mobile number, and identity verification (including SSN) to open an account and access all features. An activated, personalized card is required to access certain features. Ensure that the name and Social Security number on file with your employer or benefits provider match your Green Dot account to prevent any fraud restrictions. 🔒

¹ Early direct deposit availability depends on various factors and may vary. ² Fees, terms, and conditions apply. ³ Active personalized card required. Limits apply. ⁴ Retail service fee of $4.95 and limits may apply. Keep the receipt as proof. ⁵ Available on the Green Dot Cash Back Visa® Debit Card. Terms and conditions apply. ⁶ Available on the Green Dot Cash Back Visa® Debit Card. APY is accurate as of 11/01/2024 and may change. ⁷ See app for free ATM locations. Limits apply. ⁸ Active personalized card, limits, and other requirements apply. Additional customer verification may be required.

Features

• Get paid up to 2 days early

• Send money and pay bills easily

• Deposit cash using the app

• No minimum balance requirement

• Access a free ATM network

• Overdraft protection up to $200

• Earn 2% cash back on purchases

• High-Yield Savings Account available

Pros

• Manage your account conveniently

• Mobile check deposit is available

• Works with mobile payment options

Cons

• Activation requires identity verification

• Fees and limits may apply