MAJORITY: Mobile banking

Editor's Review

MAJORITY is an all-in-one membership designed to simplify your financial life and help you stay connected with family and friends abroad. 🌍 Whether you're new to the U.S. or simply looking for a more affordable and convenient way to manage your money and communicate internationally, MAJORITY offers a comprehensive suite of services tailored to your needs. Open an account and get a free Visa® debit card, even without an SSN! 🎉

The MAJORITY membership includes an FDIC-insured account with no minimum deposit, a free Visa debit card with cashback rewards, and MAJORITY Pay for instant payments to other members. You'll also enjoy competitive exchange rates on international money transfers, fee-free mobile top-ups, and free international calling to 20+ countries. 📞 All these benefits come at a transparent monthly fee of just $5.99, with a 30-day free trial to explore everything MAJORITY has to offer.

One of the standout features of MAJORITY is its accessibility. You can open an account even without a Social Security number, using most international government-issued photo IDs like a passport. 🛂 This makes it easier for newcomers to establish a financial foundation in the U.S. The MAJORITY account comes with a free Visa debit card that earns cashback at popular merchants, without any overdraft or foreign transaction fees. Plus, you can link your account to popular payment apps like Zelle®, Venmo, and Cash App for added convenience. 📱

MAJORITY also excels in international money transfers. Send money quickly and securely with competitive exchange rates and no hidden fees. 💸 Whether you need to send money to Mexico, Colombia, or many other countries, MAJORITY offers bank transfers, cash pickups, and mobile wallet transfers to suit your needs. Stay connected with loved ones by using the no-fee mobile top-ups to add minutes, texts, and data to mobile phones around the world. 🌐

Save on international calls with MAJORITY's free calling to Mexico, Colombia, Spain, Canada, and 20+ countries. Even for countries not included in the free calling plan, MAJORITY offers the best calling rates to Cuba, Venezuela, and more. You can call any phone, including landlines, without needing an internet connection. 💰

MAJORITY is committed to providing dedicated customer support in your language, ensuring you always have assistance when you need it. The app also features anti-fraud protection to keep your transactions safe and secure. With no hidden fees and a range of convenient services, MAJORITY is the ideal solution for managing your finances and staying connected internationally. 👍

Features

• FDIC-insured account without minimum deposit

• Free Visa debit card with cashback rewards

• Instant member payments via MAJORITY Pay

• International money transfers with competitive rates

• No-fee mobile top-ups and data bundles

• Free international calling to 20+ countries

• Customer support in English and Spanish

• Anti-fraud protection for secure transactions

• Link account to Zelle®, Venmo, and Cash App

Pros

• FDIC-insured account with no minimum deposit

• Free Visa debit card with cashback rewards

• Instant payments to other members via MAJORITY Pay

• Competitive exchange rates on international money transfers

• Fee-free mobile top-ups and data bundles

• Free international calling to select countries

• Dedicated customer support, also in Spanish

• Robust anti-fraud protection measures

• No hidden fees for transparent banking

• Access to 55,000+ fee-free ATMs

Cons

• Monthly membership fee of $5.99 after free trial

• Limited free international calls to select countries