NatWest Mobile Banking

Editor's Review

Did you know that over 9 million customers now use the award-winning NatWest mobile banking app to access their account every day? 🤩💰 Download our app today to make your day-to-day banking easy, quick and secure.📱🔒

The NatWest app is designed to put you in control of your finances with a range of innovative features. 🏦 Whether you're setting up a new account, managing your spending, or planning for the future, this app has something for everyone. 🌍

With the NatWest app, you can instantly set up current, savings, and student accounts. This means no more waiting in long queues or filling out endless paperwork. ✍️ Just a few taps on your screen, and you're ready to go! ✅

Security is a top priority. Enable multi-factor authentication (MFA) for enhanced protection and send high-value payments in-app with confidence. 💪 You can also adjust your payment limits to suit your needs, giving you greater control over your transactions. 🛡️

The app also offers a Buy Now, Pay Later (BNPL) option, allowing you to make purchases and spread the cost over time.💸

Splitting bills with friends or family has never been easier. 👯‍♀️ Simply share a payment request link with multiple people and track who has paid you back. No more awkward conversations about IOUs! 😅

In emergencies, you can get cash without your card using a unique code at NatWest ATMs. 🏧 This feature can be a lifesaver when you've misplaced your wallet or need quick access to funds. 🚨

Saving money is made fun with Single or Double round-ups. Every time you make a purchase, the app rounds up the amount to the nearest pound and saves the spare change for you. 🪙 It's an effortless way to build your savings over time. 🕰️

Explore additional apps and services, including mortgages, home and life insurance, and loans, all in one convenient location. 🏠 This integration makes it easy to manage all your financial needs from a single app. 🤝

You can also favourite payees to send money faster, saving you time and hassle when making frequent payments. ⏩

For the eco-conscious, the app allows you to calculate your carbon footprint and track your progress towards a more sustainable lifestyle. 🌳

Budgeting is a breeze with tools to manage your monthly spending and set categories. 📊 You can also add predictions and learn how your financial decisions can affect your credit score. 📈

Need to repay a credit card purchase over time? Set up an instalment plan within the app. 🗓️

For a complete financial overview, add your other bank accounts and see them in one secure place. 🏦 This feature gives you a holistic view of your finances, making it easier to manage your money effectively. 👁️

Worried about fraud? Freeze and unfreeze your credit or debit cards instantly. ❄️ This feature provides peace of mind and helps prevent unauthorized transactions. 🛑

Features

• Instant account setup

• Multi-factor authentication

• Buy Now, Pay Later

• Split a bill feature

• Card-free cash access

• Spare change round-ups

• Carbon footprint tracking

• Budget management tools

Pros

• Instant account setup for various needs

• Enhanced security with multi-factor authentication

• Convenient Buy Now, Pay Later option

• Easy bill splitting with shareable payment links

• Card-free cash access in emergencies

• Spare change saving with round-ups

• Comprehensive financial overview in one place

Cons

• Payment limits may restrict some transactions

• Touch ID/Face ID limited to selected devices

• Receipt management limited to certain customers