Wise

Editor's Review

Wise (formerly TransferWise) is a game-changer for anyone dealing with international money. 🌍 With Wise, you can move, send, and spend money across borders with ease and at a fraction of the cost compared to traditional methods. It’s designed for travelers, expats, freelancers, and businesses alike, offering a transparent and efficient way to manage your finances globally. 💸

Key Features:

• International Money Transfers: Send money to over 70 countries with the real mid-market exchange rate. Over 52% of transfers are instant, arriving in under 20 seconds! ⚡
• Multi-Currency Account: Hold 40 different currencies and convert between them instantly at a super-low fee. No monthly or maintenance fees in most cases! 💱
• Debit Card: Spend and withdraw cash in more than 160 countries. The card auto-converts your money at the best possible rate. 💳
• Get Paid Like a Local: Obtain local account details (UK, Eurozone, Australia, and more) to receive payments in multiple currencies for free. 🏦
• Business Account: Pay invoices and bills faster with better exchange rates, and get paid by clients worldwide. Seamlessly connect with platforms like Amazon, Stripe, and Xero. 💼
• Assets Feature: Put your money to work with Interest or Stocks (currently available in the UK, Singapore, and select EEA countries). 📈

Wise is fully regulated by local authorities around the world, ensuring your money is safe and secure. 💪 Join over 16 million people and businesses who trust Wise for their international money needs! 🌟

Features

• Send money to 70+ countries quickly

• Spend in 160+ countries with debit card

• Get paid with local account details

• Hold and convert 40 currencies instantly

• Business account for global payments

• Assets: Interest or Stocks (selected regions)

• Instant push notifications for transactions

• Pay invoices and bills faster

• Freeze and unfreeze your card

Pros

• Real mid-market exchange rates

• Multi-currency account

• Debit card for international spending

• Local account details for receiving payments

• Fast international money transfers

Cons

• Assets feature has risk

• Limited availability of Assets feature