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Rakuten Bank's smartphone app is designed for individual customers, offering a comprehensive suite of banking services right at your fingertips 📱. Please note that it is not compatible with personal business or corporate business accounts.
As one of Japan's largest internet banks, Rakuten Bank provides this app to allow you to conduct various banking tasks 24/7 from anywhere. You can easily transfer funds, check deposit and withdrawal details, and monitor your account balance 🏦. The app also streamlines the process of sending required documents for opening an account, making it faster than traditional mail 🚀.
Rakuten Bank is committed to continuously improving the app to enhance user experience. Here’s a detailed look at what the app offers:
Transfer/Payment: Manage regular transfers and set up transfer reservations. Utilize Easy Transfer (Mail Money), Send via Viber, or Send via Facebook to send money without needing the recipient's account details ✉️.
Deposit/Withdrawal Details Inquiry: Check your deposit and remittance history, along with your account balance, on the "Deposit/Withdrawal Details" page 📊.
Term Deposits: Make deposits to time deposits, Rakuten Extension Deposits (structured deposits), and view deposit amounts and interest rates. Rakuten Extension Deposits offer better interest rates than regular yen time deposits, with a deposit period extending from 1 year to a maximum of 10 years 📈.
Foreign Currency Deposit: Open a foreign currency deposit account and trade foreign currencies in real-time, with exchange rates linked to the market 🌍.
Money Support: Use Rakuten Bank's free household account book service to aggregate and classify credit card, bank, securities, and loan details. Automatically create a household account book to support your asset management. Compatible with major domestic financial institutions, this feature is perfect for those who struggle with traditional bookkeeping 📒.
New Rakuten Bank FX: Open an FX account and manage deposits and withdrawals directly from the app 💹.
Overseas Remittance: Send and receive remittances from overseas in foreign currencies using your Rakuten Bank account 🌐.
Introduce to a Friend: Easily recommend Rakuten Bank to family and friends using this feature 🧑🤝🧑.
CASHb for Rakuten Bank: Earn cashback on eligible products wherever you shop. Note that some items must be purchased at participating stores 🎁.
Easy Warican: Simplify bill splitting for parties and trips with friends 🎉.
Rakuten Bank Convenience Store Payment: Pay from your Rakuten Bank account by scanning the barcode on convenience store payment slips 🧾.
ATM Search: Locate ATMs using your smartphone's GPS, search by address or station name, and get route guidance 📍.
Sending Identity Verification Documents: Submit required documents for opening an account or applying for a loan directly through the app 🗂️.
Biometric Authentication: Log in securely using fingerprint or other biometric methods available on your smartphone 🔐.
Please note that some service functions may require you to log in to the Rakuten Bank website. Ensure you have your user ID and login password ready, especially after changing your device or updating your OS. For the best experience, always check the operating instructions and precautions on the Rakuten Bank website ✅.
Features
Transfer and payment management
Detailed deposit/withdrawal history
Various term deposit options
Foreign currency deposit transactions
Integrated money support tools
Rakuten Bank FX account access
Overseas remittance services
Friend referral program
CASHb for Rakuten Bank cashback
Easy Warican bill splitting
Convenience store payment option
ATM search with GPS
Document submission via app
Pros
24/7 accessibility for banking needs
Easy money transfers via various platforms
Comprehensive asset management tools
Convenient bill payments via barcode scanning
Biometric login for enhanced security
Cons
Incompatible with business accounts
Requires user ID and password after OS update
